Your Retirement Sherpa: A Practical Guide to Building Reliable Income for Life

by James D. Kersey

Retirement isn’t a finish line—it’s a journey into unfamiliar terrain. After decades of building wealth, the real challenge begins: turning savings into reliable income, navigating risk, and making confident decisions that will shape the rest of your life. In Your Retirement Sherpa, veteran financial advisor James “Jim” D. Kersey draws on more than 40 years of experience to help you move forward with clarity and confidence. Like a seasoned sherpa guiding climbers through the mountains, Jim offers a steady hand and a practical path through the complexities of retirement. Blending real-world insight with a deeply personal approach, he shows you how to prepare for what lies ahead, help avoid costly missteps, and build a plan designed to support the life you’ve worked so hard to achieve. Because the goal isn’t just to reach retirement—it’s to navigate it well. James D. Kersey, CLU®, ChFC®, RHU®, REBC®, is the founder of Lighthouse Financial & Tax and has spent more than four decades helping individuals and families successfully transition into and through retirement. Known for his client-first philosophy, Jim provides integrated guidance across investments, insurance, and tax planning, building long-term relationships grounded in trust, education, and thoughtful decision-making. An avid mountaineer, Jim brings a true “sherpa” mindset to his work: success isn’t just about reaching the summit, but navigating the path with preparation, experience, and perspective. Whether on the trail or in the planning room, his mission is simple—to help you make smart decisions and move forward with peace of mind. To learn more, please visit www.lighthousefinancialtax.com. Read more